Business Banking from Alliant Bank
At Alliant Bank, we understand the needs of a growing business. No business is too small or too large. We are here to provide you with friendly, professional community banking.
| BUSINESS CHECKING ACCOUNTS |
| Free Business Checking | Business Checking | Triple Advantage Money Market | Rate Rally Money Market |
| General Description | Basic Business Checking with 200 free items and $0.25 per item thereafter | Basic Business with Account Analysis offset with an Earnings Allowance | Higher Earnings on Higher Balances | Higher Earnings on Higher Balances |
| Opening Minimum Deposit | $100 | $100 | $1,0001 | $2,5001 |
| Service Charge | NONE | $3.502 | $10.003 | $10.003 |
| Per Deposit Item Charge | $0.25 | $0.05 | Not Applicable | Not Applicable |
| Per Check Charge | $0.25 | $0.05 | Not Applicable | Not Applicable |
| Earnings Credit to Offset Service | Not Applicable | 3.50% APY Based on average collected balance4 | Not Applicable | Not Applicable |
| Minimum Balance Required for NO service Charge | Not Applicable | Not Applicable | $1,000 | $2,500 |
| Interest Bearing | No | No | Yes5 | Yes5 |
| Online Banking | Available | Available | Available | Available |
| Online Bill Pay | Available | Available | Available | Available |
| Statements with Images | Included | Included | Included | Included |
| Unlimited Check Writing | Included | Included | Not Available | Not Available |
| Overdraft Protection | Available | Not Available | Not Available | Not Available |
| ATM/Debit Card | Available | Available | Available7 | Available7 |
| 24-hour Telephone Banking | Included | Included | Included | Included |
| All Checking accounts are FDIC insured. |
- Service charge applies if minimum balance is not maintained. Daily balance method used to calculate service charge.
- Deposit item and check item charge also apply.
- Service charge applies if minimum balance is not maintained. Average daily balance method used to calculate service charge.
- Earnings allowance will not exceed the total service charge assessd per statement cycle.
- Account will not earn interest if the daily balance falls below minimum balance required.
- Overdraft protection up to $1000 available for qualified businesses, some restrictions apply; $25.00 per overdraft item fee applies.
- Limited use-only 6 withdrawals per statement cycle, only 3 by check; $10 per debit fee applies above limits.
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24-Hour Telephone Banking (800) 976-7450
Access your accounts for balance inquires at anytime with 24-hour Telephone Banking. You can check items clearing your accounts and make transfers between your accounts. This feature is FREE and available with all accounts.
Other Business Banking Products & Services- Business ATM/Debit Card
- 24-Hour Telephone Banking (800) 976-7450
- 24/7 Online Account Access
- Business Bill Pay and Cash Manager Service
- Automatic Scheduled Transfers
- Night Drop
- Free Zipper Bags
- Locked Zipper Bags Available
- Free Change Orders
- Monthly Statements
- Credit Card Services
- Safety Deposit Boxes
- Wire Transfers
- Cashiers Checks
- Personal Money Order
- Cash Advances
Certificates of Deposit
Looking for an investment tool with FDIC security and locked rates? Alliant Bank Certificates of Deposit have a variety of terms and competitive rates to meet all your needs.
Individual Retirement Accounts (IRAs)
Let us help you meet your retirement needs. Please look at our rates for Certificate of Deposit to find the term and rate that best suits your needs, or find out about other retirement planning options available to you from our investment center.
Health Savings Accounts (HSA)
A Health Savings Account is a tax exempt-trust or custodial account established exclusively for the purpose of paying or reimbursing certain medical expenses incurred by you, your spouse or your dependents. With the ever-increasing costs of healthcare, it's worth your time to talk to an Alliant Bank Customer Service Represenative about opening a Health Savings Account with Alliant Bank.
Borrowing
- Agriculture Loans
- Agriculture Real Estate
- Equipment
- Livestock
- Operating Line of Credit
- Farmer Mac
- Home Equity Loan/Line of Credit
- Construction Permanent
- Commercial Loans
- Commercial Real Estate
- SBA Loans
- Lines of Credit
- Construction Loans
- Equipment
Automatic Loan Payments
Save time and stop worrying about your payment being made on time. We can setup your loan payments to be automatically made on the due date, and best of all, the service is FREE!
Equal Housing Lender